金融保險 BANKING AND INSURANCE BUSINESS

　　(銀行、商業、消費、國家、民間)信用 (banking, commercial, consuming, state and non-governmental)credits

　　全市初步形成了以同業資金拆借市場證券市場和外匯調劑市場為主內容的金融市場體系。 A banking market system majored by call markets, stock markets and foreign exchange regulating markets is primarily formed in the Municipality.

　　實貸實存 actual loans and deposits

　　融通資金 allocate funds

　　規模效益 an economy of scale

　　買方信貸/賣方信貸 buyer credits/supplier credits

　　稅種(營業稅、所得稅、增值稅、消費稅、流轉稅、關稅) category of tax(business tax, value added tax 〖VAT〗,consumption tax, turnover tax, tariff)

　　外貿結算常用 英語 -商業票據 commercial bills

　　信貸規模管理(存款準備金率、中央銀行貸款利率、公開市場業務) control over scale of bank credit (reserve ratio on deposits, central bank's lending rates, open market operations)

　　外貿結算 常用英語 -采取靈活措施 exercise flexible measures

　　融資(項目貸款、債券股票融資、集資、游資、經常性貸款、貸款利率、贈款、擔保人) financing(project financing, financing in the form of bonds and stocks, fund raising, idle funds, commercial lending, lending rate, grants, guarantor)

　　財稅改革 fiscal and tax reform

　　經過15年的努力，中國已經初步完成了價格改革，截止到1992年底，靠市場調節價格的商品已占93%。 Following 15 years of effort, China has initially completed prices reform. By the end of 1992, commodities subject to market regulation have accounted for 93%.

　　外貿結算 常用英語 -回收快 gain quick return

　　積極發揮利率的經濟杠桿作用。擴大了計息范圍劃分了利率種類和檔次實行區別利率同時推行浮動利率。 Giving full play to the economic lever function of interest rates. Spheres of interest-reckoning are expanded. differentiated interest rates are carried out b dividing interest rates into various kinds and levels. Floating interest rates are adopted.

　　寬限期 grace period

　　便民服務 handy service for the public

　　失業保險 insurance for the unemployed

　　大額定期儲蓄存單 large amount deposit receipts

　　信貸額度 line of credit

　　財政包干 local governments are responsible for their own finance; fiscal contract responsibility system

　　允許外匯額度和現匯進行市場調節，價格隨行就市。 Market regulations of foreign exchange quotas and cash remittances are permitted, and prices are changeable according t changes of the market.

　　生活待遇 material amenities

　　混合信貸 mixed credits

　　貨幣投放 money supply

　　信貸資金運行機制 operational mechanism of credit capitals

　　退休(養老)金 pensions

　　社會救濟對象 people eligible for social relief

　　履約保證金 performance guarantee

　　價格波動再次警告我們不要對糧食價格掉以輕心。 Price fluctuation once again warned us not to treat the grain price lightly.

　　盈利能力 profitability

　　累進稅率 progressive tax rate

　　差額墊支擔保 provide shortfall payment guarantee

　　回報率 rate or return (ROR)

　　回流貸款 recycling loan

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